Loan workouts good for you and the bank? By Joyce Koh, MarketWatch ... Assistance Corporation of America, a Boston housing-advocacy group, had submitted workout plans for 10,000 homeowners. It ... to data from Hope Now, modifications made up 42.2%% of total workout plans in June, or 76,000 ...largest home-loan provider said that modification plans jumped 958%% to more than 21,... than 70%% of all home- retention plans for Bank of America -- up from ...