| Re: Is your licence out of date? |
|
 |
|
 |
|
 |
|
 |
Group: uk.transport · Group Profile
Author: Nick FinniganNick Finnigan Date: Sep 12, 2008 11:58
Peter Hill wrote:
> On Thu, 11 Sep 2008 22:46:52 +0100, "AndrewR"
> rockface.freeserve.co.uk> wrote:
>
> >>>Tony Dragon wrote:
>>>
>>>>If you do not have a licence then you are driving illegally so the
>>>>insurance is invalid.
>>>
>>> If you cause an accident you are driving illegally and so the insurance
>>>would be practically useless if it were invalid.
>>
>>
>>Absolutely not - the weight of case law is against the insurance companies
>>in such events and they would almost certainly be forced to pay out.
>>
>>You might have trouble getting any 1st party claims past them, but 3rd party
1st party claims are by definition when you have caused an accident,
and would be practically useless if 'driving illegally' invalidated it.
>>claims (and therefore compliance with the RTA) wouldn't be an issue.
>
>
> But all policies have a negligence clause.
Err, no.
| 
