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Author: allan tracyallan tracy Date: Jul 15, 2007 08:11
Started off with a young teacher and her public servant husband, both
on low public servant salaries, showing a TV presenter around their
new typical first time buyer's home.
Huge living room, three large bedrooms, and restaurant sized kitchen
and large garden. No kids yet but we're planning on it.
House cost £130,000 not here of course this was Essen in Germany.
There then followed an interview with a German housing minister who
explained the difference. Within the UK it's a common misapprehension
that the UK is already highly urbanised because, in fact, only 10%% of
land is used for housing whereas in Germany it's nearer 13%%.
Also, in Germany, planning rules are such that from initial planning
to build completion is only 12 months. To encourage local authorities
to build new houses all Government top up grants are made in
proportion to the number of citizens (unlike the UK where all grants
got to such places as Kirkcaldy to be distributed as required for
maximum gerrymandering) this ensures adequate funding for additional
infrastructure such as schools, roads, public transport etc.
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Author: tim.....tim..... Date: Jul 15, 2007 08:34
>"allan tracy" hotmail.com> wrote in message >
>Started off with a young teacher and her public servant husband, both
>on low public servant salaries, showing a TV presenter around their
>new typical first time buyer's home.
>
>Huge living room, three large bedrooms, and restaurant sized kitchen
>and large garden. No kids yet but we're planning on it.
>
>House cost
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Date: Jul 15, 2007 08:45
>
>>House cost £130,000 not here of course this was Essen in Germany.
>
> There really is no comparison whatsoever between the UK and
> the German housing market.
>
Exactly.
> Germans will normally own one house in their life-time.
> They will buy this house with a 20-25%% deposit and a 25
> year fixed rate mortgage with draconian penalties for early
> redemption (aka moving house).
>
> They will (of course) not be able to do this until a) they have
> saved the deposit, and b) are stable enough in their job to
> make the 25 year commitment.
>
... and this is a problem.
Let's contrast this with the UK where they will borrow above their
heads and end up in the divorce courts.
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Author: JNugentJNugent Date: Jul 15, 2007 08:46
allan tracy wrote:
> Started off with a young teacher and her public servant husband, both
> on low public servant salaries, showing a TV presenter around their
> new typical first time buyer's home.
> Huge living room, three large bedrooms, and restaurant sized kitchen
> and large garden. No kids yet but we're planning on it.
> House cost £130,000 not here of course this was Essen in Germany.
You can get the (more or less) equivalent in many provincial cities in
England for about the same price (obviously, though, not in the SE or
SW of England).
Where does Essen fit into the German house-price league?
> There then followed an interview with a German housing minister who
> explained the difference. Within the UK it's a common misapprehension
> that the UK is already highly urbanised because, in fact, only 10%% of
> land is used for housing whereas in Germany it's nearer 13%%.
Germany is a much bigger place.
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Author: Andy PandyAndy Pandy Date: Jul 15, 2007 09:02
"JNugent" noparticularplacetogo.com> wrote in message
news:q6ydnYKhL9_83AfbnZ2dnUVZ8qeknZ2d@pipex.net...>> Started off with a young teacher and her public servant husband,
both
>> on low public servant salaries, showing a TV presenter around
their
>> new typical first time buyer's home.
>
>> Huge living room, three large bedrooms, and restaurant sized
kitchen
>> and large garden. No kids yet but we're planning on it.
>
>> House cost
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Author: JNugentJNugent Date: Jul 15, 2007 09:14
Andy Pandy wrote:
> "JNugent" noparticularplacetogo.com> wrote:>>>Started off with a young teacher and her public servant husband,
>>>both on low public servant salaries, showing a TV presenter around
>>>their new typical first time buyer's home.
>>>Huge living room, three large bedrooms, and restaurant sized
>>>kitchen and large garden. No kids yet but we're planning on it.
>>>House cost £130,000 not here of course this was Essen in Germany.
>>You can get the (more or less) equivalent in many provincial cities
>>in England for about the same price (obviously, though, not in the SE
>>or SW of England).
> Which cities?
Liverpool for a start. I bet 'Ull is even cheaper (no, that's not a
topical joke).
Apparently, the housing market is in decline in Liverpool (admittedly
after some years of boom).
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Author: tim.....tim..... Date: Jul 15, 2007 09:13
"JNugent" noparticularplacetogo.com> wrote in message
news:q6ydnYKhL9_83AfbnZ2dnUVZ8qeknZ2d@pipex.net...> allan tracy wrote:
>
>> Started off with a young teacher and her public servant husband, both
>> on low public servant salaries, showing a TV presenter around their
>> new typical first time buyer's home.
>
>> Huge living room, three large bedrooms, and restaurant sized kitchen
>> and large garden. No kids yet but we're planning on it.
>
>> House cost
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Author: tim.....tim..... Date: Jul 15, 2007 09:15
>
>> The UK cannot mirror the German market overnigh, and
>> would probably regret it if they tried.
>>
>
>Who would regret it?
The people who expect job mobility from the workforce.
tim
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Author: JNugentJNugent Date: Jul 15, 2007 09:16
tim..... wrote:
> "JNugent" noparticularplacetogo.com> wrote in message
> news:q6ydnYKhL9_83AfbnZ2dnUVZ8qeknZ2d@pipex.net...
> >>allan tracy wrote:
>>
>>
>>>Started off with a young teacher and her public servant husband, both
>>>on low public servant salaries, showing a TV presenter around their
>>>new typical first time buyer's home.
>>
>>>Huge living room, three large bedrooms, and restaurant sized kitchen
>>>and large garden. No kids yet but we're planning on it.
>>
>>>House cost £130,000 not here of course this was Essen in Germany.
>>
>>You can get the (more or less) equivalent in many provincial cities in
>>England for about the same price (obviously, though, not in the SE or SW
>>of England).
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Date: Jul 15, 2007 09:18
Andy Pandy wrote:
> "JNugent" noparticularplacetogo.com> wrote in message
> news:q6ydnYKhL9_83AfbnZ2dnUVZ8qeknZ2d@pipex.net...>>> Started off with a young teacher and her public servant husband,
>>> both on low public servant salaries, showing a TV presenter around
>>> their new typical first time buyer's home.
>>
>>> Huge living room, three large bedrooms, and restaurant sized kitchen
>>> and large garden. No kids yet but we're planning on it.
>>
>>> House cost
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