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Author: Bill OldroydBill Oldroyd Date: Sep 5, 2007 01:58
I was looking at the Alliance and Leicester Clubs and Charities
Accounts as a possible bank to use for the Explorer Unit, and I
noticed that they offer free ATM withdrawals.
If you can withdraw cash from an ATM with such an account, this
looks very useful for an Explorer unit's account, especially if it
can be done abroad. It means we could handle all expedition
expenditure through the account rather than relying on individuals
accounts as at present.
Does anyone have experience of this bank for Club and Charity
accounts ?. (I am a normal A&L customer.)
Bill
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Author: DaveDave Date: Sep 5, 2007 03:08
"Bill Oldroyd" oldieshome.org.uk> wrote in message
news:TKSdnTB61LE28kPbnZ2dnUVZ8sKlnZ2d@pipex.net...>I was looking at the Alliance and Leicester Clubs and Charities
> Accounts as a possible bank to use for the Explorer Unit, and I
> noticed that they offer free ATM withdrawals.
>
> If you can withdraw cash from an ATM with such an account, this
> looks very useful for an Explorer unit's account, especially if it
> can be done abroad. It means we could handle all expedition
> expenditure through the account rather than relying on individuals
> accounts as at present.
>
> Does anyone have experience of this bank for Club and Charity
> accounts ?. (I am a normal A&L customer.)
>
The simple answer to your question from me is no I do not have experience of
this account.
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Author: Bill OldroydBill Oldroyd Date: Sep 5, 2007 03:39
Dave wrote:
> "Bill Oldroyd" oldieshome.org.uk> wrote in message
> news:TKSdnTB61LE28kPbnZ2dnUVZ8sKlnZ2d@pipex.net...>> I was looking at the Alliance and Leicester Clubs and Charities
>> Accounts as a possible bank to use for the Explorer Unit, and I
>> noticed that they offer free ATM withdrawals.
>>
>> If you can withdraw cash from an ATM with such an account, this
>> looks very useful for an Explorer unit's account, especially if it
>> can be done abroad. It means we could handle all expedition
>> expenditure through the account rather than relying on individuals
>> accounts as at present.
>>
>> Does anyone have experience of this bank for Club and Charity
>> accounts ?. (I am a normal A&L customer.)
>>
>
> The simple answer to your question from me is no I do not have experience of
> this account.
> ...
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Author: Ewan ScottEwan Scott Date: Sep 5, 2007 04:33
>We went to Kandersteg a couple
>of years ago and the GSL was using an account that was his and empty
>(against the rules I know but it was a way to do it without cash),....
To clarify, there is nothing wrong with an individual paying for an
activity through their own account, obtaining a receipt and claiming
the money back. (They could claim back any charges made as well).
However, if the money for the trip was paid into an account then that
account used to pay for activities that could give rise to some
concern.
I'm afraid that it is all too easy for people to fall into the money
trap by accident. A couple of lost receipts perhaps, an oversight on
returning unspent funds, or just simple mismanagement.
Someone WILL raise the question at some point, better safe than sorry.
Ewan Scott
http://www.claytonwestscouts.org.uk
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Author: DaveDave Date: Sep 5, 2007 04:57
"Ewan Scott" btinternet.com> wrote in message
news:ka7td3t4n1d3f625krlm78v0f54bgrr5nr@4ax.com...>>We went to Kandersteg a couple
>>of years ago and the GSL was using an account that was his and empty
>>(against the rules I know but it was a way to do it without cash),....
>
> To clarify, there is nothing wrong with an individual paying for an
> activity through their own account, obtaining a receipt and claiming
> the money back. (They could claim back any charges made as well).
>
I know that and in the end that is what happened.
> However, if the money for the trip was paid into an account then that
> account used to pay for activities that could give rise to some
> concern.
>
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Author: Ewan ScottEwan Scott Date: Sep 5, 2007 07:43
On Wed, 5 Sep 2007 12:57:58 +0100, "Dave"
blueyonder.co.uk> wrote:
>
>"Ewan Scott" btinternet.com> wrote in message
>news:ka7td3t4n1d3f625krlm78v0f54bgrr5nr@4ax.com...>>>We went to Kandersteg a couple
>>>of years ago and the GSL was using an account that...
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Author: chris.5thchris.5th Date: Sep 5, 2007 07:37
On 5 Sep, 16:30, Ewan Scott btinternet.com> wrote:> On Wed, 5 Sep 2007 12:57:58 +0100, "Dave"
>
>
>
> blueyonder.co.uk> wrote:
>>>"Ewan Scott" btinternet.com> wrote in message
>>news:ka7td3t4n1d3f625krlm78v0f54bgrr5nr@4ax.com...>>>>We went to Kandersteg a couple
>>>>of years ago and the GSL was using an account that was his and empty
>>>>(against the rules I know but it was a way to do it without cash),....
>
>>> To clarify, there is nothing wrong with an individual paying for an
>>> activity through their own account, obtaining a receipt and claiming
>>> the money back. (They could claim back any charges made as well).
>
>>I know that and in the end that is what happened.
>
>>> However, if the money for the trip was paid into an account then that ...
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Author: JimJim Date: Sep 5, 2007 08:19
On Wed, 05 Sep 2007 09:58:14 +0100, Bill Oldroyd
oldieshome.org.uk> wrote:
>I was looking at the Alliance and Leicester Clubs and Charities
>Accounts as a possible bank to use for the Explorer Unit, and I
>noticed that they offer free ATM withdrawals.
>
>If you can withdraw cash from an ATM with such an account, this
>looks very useful for an Explorer unit's account, especially if it
>can be done abroad. It means we could handle all expedition
>expenditure through the account rather than relying on individuals
>accounts as at present.
>
>Does anyone have experience of this bank for Club and Charity
>accounts ?. (I am a normal A&L customer.)
>
>Bill
Isn't this against the principle of the 2 signature rule?
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Author: marcmarc Date: Sep 5, 2007 08:30
Jim wrote:
> On Wed, 05 Sep 2007 09:58:14 +0100, Bill Oldroyd
> oldieshome.org.uk> wrote:
> >> I was looking at the Alliance and Leicester Clubs and Charities
>> Accounts as a possible bank to use for the Explorer Unit, and I
>> noticed that they offer free ATM withdrawals.
>>
>> If you can withdraw cash from an ATM with such an account, this
>> looks very useful for an Explorer unit's account, especially if it
>> can be done abroad. It means we could handle all expedition
>> expenditure through the account rather than relying on individuals
>> accounts as at present.
>>
>> Does anyone have experience of this bank for Club and Charity
>> accounts ?. (I am a normal A&L customer.)
>>
>> Bill
>
> Isn't this against the principle of the 2 signature rule? ...
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Author: Tony BryerTony Bryer Date: Sep 5, 2007 09:25
On Wed, 05 Sep 2007 16:30:57 +0100 Marc wrote :
> The rule isn't the bank's , why should they be trying to police some
> other organisations rules?
Surely when you open the bank account you tick a box that say "two
signatories required" or similar? So once you've told them that they
should only pay out on two people's say-so they should not issue a
cashcard. Or so ISTM
--
Tony Bryer BSL 8th Twickenham
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