> I have insured my car with my wife as a named driver for over 10 years
> and touch wood have never had to make a claim.
>
> We are about to buy a second car as we now have a couple of young
> children.
>
> My question is what happens to my NCD?
>
> ...as I understand it I cannot claim 10 years NCD on both cars?

> ...also, does my wife have 0 NCD as she has only been a named driver?

> Are there any insurance companies that would allow me to use my NCD on a
> second vehicle or would give my wife a NCD for being a named driver?

> I have insured my car with my wife as a named driver for over 10 years
> and touch wood have never had to make a claim.
>
> We are about to buy a second car as we now have a couple of young
> children.
>
> My question is what happens to my NCD?
>
> ...as I understand it I cannot claim 10 years NCD on both cars?
>
> ...also, does my wife have 0 NCD as she has only been a named driver?
>
> Are there any insurance companies that would allow me to use my NCD on
> a second vehicle or would give my wife a NCD for being a named driver?
>

> I have insured my car with my wife as a named driver for over 10 years
> and touch wood have never had to make a claim.
>
> We are about to buy a second car as we now have a couple of young
> children.
>
> My question is what happens to my NCD?
>
> ...as I understand it I cannot claim 10 years NCD on both cars?
>

> Some will, yes. But you may find you're tied to them on renewal.
>

>> Some will, yes. But you may find you're tied to them on renewal.

> Certainly not the case on classic car policies IME.

>I have insured my car with my wife as a named driver for over 10 years
> and touch wood have never had to make a claim.
>
> We are about to buy a second car as we now have a couple of young
> children.
>
> My question is what happens to my NCD?
>
> ...as I understand it I cannot claim 10 years NCD on both cars?
>
> ...also, does my wife have 0 NCD as she has only been a named driver?
>
> Are there any insurance companies that would allow me to use my NCD on
> a second vehicle or would give my wife a NCD for being a named driver?
>
> If not then would I be better off insuring the new car in my name or
> my wifes name? (we both drive the cars equally)
> ...

> Conor hotmail.com> gurgled happily, sounding much like they
> were saying:
>

>>> Some will, yes. But you may find you're tied to them on renewal.

>

>> Certainly not the case on classic car policies IME.

>
> Since classic policies don't use or give NCD, that's a bit of a non-
> sequitur - like saying it's not a problem on house insurance...
>

>>>> Some will, yes. But you may find you're tied to them on renewal.

>>> Certainly not the case on classic car policies IME.

>> Since classic policies don't use or give NCD, that's a bit of a non-
>> sequitur - like saying it's not a problem on house insurance...

> But second car policies follow suit.
>
> I have my Capri and the Mondeo insured in a backwards kind of way.
> Because the Capri was my only car until last October, it was insured as
> the main one. Got the Mondeo. That's actually insured as a second car.
> Equivalent discount to what I get with the NCD on the Capper.

> But a classic policy - and I'm very surprised you don't have the Crapi on
> one - doesn't have or give NCD at all.
>