"...Islam has already infiltrated most of the west,
especially in Europe. Now Islam has the
combined support and encouragement of the
entire global banking community..."
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The Silent Jihad Against the West
Culture War Dr. Vincent G. Gioia
May 3, 2008

Anyone that cares to learn about what is going on
in the world is familiar with active jihad, the "holy
war", conducted with terrorism and directed at the
modern world in general and Western Civilization
more specifically. But there is also another form
of jihad that is part of the deliberate effort to have
Islam replace all concepts of morality and the
values held dear by the rest of us. The name of
this silent "fifth column" effort is "Sharia Banking".
Unfortunately, Sharia Banking is increasingly
accepted by Western banking institutions without
any real understanding of what the Muslim goal is
and what is at stake in the efforts by these
institutions to attract more business, profits and
money to bail them out of financial messes they
brought upon themselves.

Islamic Sharia banking is coming to the United
States and other Western nations, thanks to
global banks such as Citigroup, HSBC,
Deutsche Bank, Morgan Stanley and Goldman
Sachs. Great Britain is now pledging to become
the Islamic banking center of the world. Clearly
the headlong rush by all global banks to enter the
world of Islamic banking is well underway. Why
do Western banks seek to participate in Sharia
banking; because it gives them a chance to enter
the Islamic banking industry which has over $1.5
trillion available today and is growing at a steady
and explosive rate of over 15%% per year.

The implications for the west, and especially for
the United States, are staggeringly destructive.
Islamic banking working through global banks is
doing for Islam what it could never do on its own:
giving legitimacy to Sharia law and infiltrating it
into the fabric of Western society.

For those not familiar with Sharia Banking; it is
a system which creates and sells services and
products that are in strict accordance with
Sharia law. Sometimes it is referred to in the
Islamic culture as "Sharia finance". It dictates
how the practices of banking, investment,
bonds, loans, brokerage, etc, are to be
conducted.

To insure compliance and to become "Sharia
banking" compliant, banks must hire Sharia
experts to review and approve each product
and practice of the bank. This is known as halal,
which has been described as "the Muslim
equivalent of kosher in Judaism." There is a
shortage of such Sharia experts so there is
competition among banks to find such experts
to sit on their boards of directors. By having an
"expert" involved in banking decisions, this
provides the legitimacy to each banking decision
because it is made at the director rather
management level. However, most of these
Sharia experts" are from the radical Wahhabi
school of Islam in Saudi Arabia and elsewhere,
and they hold views diametrically opposed to the
basic values of Western civilization.

The Center for Security has identified some of
the Sharia experts sitting on the boards of U.S.
financial institutions. The top twenty "advisors"
include many with conflicts of interests and
anti-trust issues since they sit on boards of
many Islamic banks at the same time. The
Center for Security identifies a couple of
advisors with ties to money-laundering and
terrorism:

Yousuf Quaradawi who is prominent in the
Muslim Brotherhood, owns two banks himself
and has issued statements in support of
Palestinian attacks on Israeli citizens and has
issued rulings supporting Hamas and
Hezbollah jihad attacks against Israel.

Muhammad Yaqui Usami who is a radical cleric
and Sharia court judge in Pakistan. He is on the
board of organizations that train thousands of
Taliban and jihad foot soldiers. But the most
heinous thing is his complicity in the murder
and suffering of countless innocent Muslims as
apostates because they disagreed with his
Islamic mandates.

These are the kinds of people advising U.S.
banks on how to conduct their business to assure
they are "Sharia compliant".

There are many differences of Sharia banks
from orthodox banking. In Sharia banking interest
(deemed "usury" regardless of rate or amount)
cannot be charged, and investments must not be
associated in any way with gambling, drinking
alcohol, eating pork, etc. Very importantly, it calls
for alms giving, referred to in Islamic parlance as
"zakat".

Zakat demands a tithe of 2.5 percent of revenue
be donated to Islamic charity. If Western banks
follow this rule, it is certain that a portion of this
money will end up in the hands of radical Muslims
who are sworn to destroy the United States and
replace our government with Sharia law.

For those unfamiliar with it, Sharia law is the
legal and judicial system of Islam that is brutally
imposed on many Islamic countries in the Middle
East. It is the embodiment of the totalitarian
ideology practiced by the Taliban, Iranian Mullahs
and Saudi Wahhabis.

Sharia law is perpetuated by claiming to have its
roots in the Koran, but it is actually for the most
part based on rulings and dictates made by
Islamic scholars and caliphs over several
centuries. Non Muslims know Sharia law’s
practices of harsh brutality and punishment as
well as the total subjugation of women from
newspaper articles describing the many rulings
handed down by Sharia courts. These actions
have shocked the Western world; here are a few
examples that have been written in various press
accounts:

▪ The December, 2007 "teddy bear" case in
Sudan, where a British teacher was sentenced
to 40 lashes and a year in jail for allowing her
students to name their teddy bear "Mohammad".
Islamic mobs demonstrated in the streets and
called for her execution.

▪ The November, 2007 case where a 19 year old
gang-rape victim in Saudi Arabia received a
sentence of 200 lashes for riding in the car with
her rapists.

▪ In 2006, a 34 year-old mother who was forcibly
raped was ultimately tried and convicted of
adultery, and was ordered to be stoned to death.
Publication of cartoons in Denmark deemed
disrespectful of Mohammad which caused
endless demonstrations and mayhem, as well
as the killing of many people."

Islam and Sharia law demands total and
unquestioned submission. Its followers are told
that Sharia law is given by Allah and that whatever
befalls them (good or bad) is "Allah’s will." To
question a judgment under Sharia (right or wrong)
is to question Islam itself and will only bring harsh
punishment. Curiously, by Islamic thinking if a
person receives harsh punishment for something
they didn’t do is nonetheless acceptable; the
rationale being that Allah could and would have
prevented it if that had been his will. This fatalistic
approach which is contrary to what all other
societies believe allows Islamic rulers to get away
with virtually any thing they choose to do.

International bankers have long ago proven
themselves to be completely amoral when it
comes to money. They financed the Bolshevik
Revolution in 1918 just as readily as they
financially supported Hitler in the 1930’s. Now
they are doing the same for the Islamists that
want to destroy Western civilization just as the
communists and Nazis tried unsuccessfully to
do before.

Unfortunately the odds of Islamic success are
very different than the earlier threats. For one
thing there are about 1.5 billion Muslims in the
world and Islam is the fastest growing religion
in history. Secondly, the spread of Islam is
financed by the oil that is extracted from
mid-eastern countries and thirdly, Islam has
already infiltrated most of the west, especially
in Europe. Now Islam has the combined support
and encouragement of the entire global banking
community.

There is an unholy alliance between Islam and
global banking which may be the final nail in the
coffin of Western civilization in the historic quest
for Islamic global domination. Remember that
the next time you hear Islamist mobs chant
"Death to America" – and don’t take it so lightly.
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Dr. Vincent Gioia is a retired attorney, formerly
VP and General Council, Allegheny Ludlum Steel
Corp., now Allegheny Teledyne. He is also a
horticulturist and also a former President of the
American Rose Society and the World Federation
of Rose Societies. His articles have appeared in
many engineering and horticultural publications.
He maintains a website at www.vincentgioia.com