In recent months, I have noticed that more Hmong and Lao houses owners
in Milwaukee, WI and St. Paul, MN are missing payments, puttting their
houses up for sale to avoid losing them to foreclosure.

My Lao and Hmong friends, Paseuth and Nao Phia just lost their house
last month. It is sad and I felt guilty that I could not help them
except letting them stayed in my house for couple of days unit they
could move into a rental house in the bad neighborhood.

Another very sad thing is that their wives are filing for divorce and
blamming them for not be able to support the family.

And this is not just the end of the story for I am here today in
Sacramento, CA to visit my relatives and friends. I have learned
that many of the Hmong and Lao in California also have faced the same
problems of foreclosure and family problems due to social-economic
pressure.

Many Hmong financial and real estates business also have been impacted
by this economic-crisis. Some had been closed and the number of their
advertise in the two Hmong radio stations in Freshno and one in
Sacramento have been downed for the last three months compared to two
years ago.

Are you or any body that you know are in the midst of a foreclosure?

What is foreclosure trends in your community? Can you share with us?

My last question is what is the best way to avoid foreclosure?