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<title>misc.consumers.frugal-living :: Practicing a frugal lifestyle.</title>
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<lastBuildDate>Fri, 26 Jan 2007 12:44:16 PST</lastBuildDate>
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	<title><![CDATA[Re: H&amp;R block taxcut software at dollar tree stores]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/h_r_block_taxcut_software_at_dollar_tree_stores_16885219t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/h_r_block_taxcut_software_at_dollar_tree_stores_16885219t.html</link>
	<description><![CDATA[<br><br>On Jan 26, 6:24 am, "Ken C. M." <k...@<a href="http://up-yours-spammer.net" rel="nofollow" class="url" target="_blank">up-yours-spammer.net</a>> wrote:<br>> The local Dollar Tree Store here in Florida has the basic edition of the<br>> H&R Block Taxcut software for just $1. Seems like a pretty good deal. I<br>> am not sure of the difference but I have seen the regular edition for<br>> around $20.<br>><br>> Ken<br><br>I saw those when I was in a Dollar Tree here in Sacramento.  Not sure<br>why you'd need it unless you don't have a broadband connection.  I<br>suspect that even if you installed it when you had a broadband<br>connection there'd be one of those bait/switch deals for the "advanced"<br>features, just $10 more.  Myself...I'll be doing the usual e-File via<br>one of the free providers listed on the IRS site; so far so good (only<br>paid a preparer once, HR Block, to see if they'd find more than I<br>usually do.  $40 later the answer was no.).<br><br>
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	<pubDate>Fri, 26 Jan 2007 12:44:16 PST</pubDate>
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	<title><![CDATA[Re: What to Do?]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/what_to_do_16884963t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/what_to_do_16884963t.html</link>
	<description><![CDATA[<br><br>On Jan 26, 11:24 am, "sunnyd" <lspin...@<a href="http://hotmail.com" rel="nofollow" class="url" target="_blank">hotmail.com</a>> wrote:<br>> My husband and I have been married for ten years.  He makes five times<br>> more than I do.  Our home is paid off.  Our cars are paid off.  Not<br>> surprisingly, we ended up with another $40,000 income tax bill.  My<br>> husband asked me to have more money taken out of my paycheck for taxes<br>> because, he says, I'm living the lifestyle of 38%%, even though I don't<br>> earn enough myself to actually hit the 38%% tax bracket.  Please note I<br>> have three daughters from my previous marriage.  One just graduated<br>> university.  My second daughter is still in college and I have one<br>> about to go  into college.<br>><br>> Is his request fair?<br>> sunnyD<br><br>Not sure about "fair" but I'd think your question (and how to avoid a<br>$40,000 tax bill in the future) would be better addressed talking to a<br>tax professional.  It sounds like you could probably afford the fee to<br>hire one.<br><br>
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	<pubDate>Fri, 26 Jan 2007 12:39:41 PST</pubDate>
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	<title><![CDATA[Re: What to Do?]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/what_to_do_16883683t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/what_to_do_16883683t.html</link>
	<description><![CDATA[On 26 Jan 2007 11:24:53 -0800, "sunnyd" <lspincus@<a href="http://hotmail.com" rel="nofollow" class="url" target="_blank">hotmail.com</a>> wrote:<br><br>>  My<br>>husband asked me to have more money taken out of my paycheck for taxes<br>>because, he says, I'm living the lifestyle of 38%%, even though I don't<br>>earn enough myself to actually hit the 38%% tax bracket.<br><br>Suggest to him that you just quit your job....you can't NEED the<br>money.  <br><br>There are some underlying issues at work here.    Counseling might be<br>the proper course of events.  <br><br>
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	<pubDate>Fri, 26 Jan 2007 12:27:04 PST</pubDate>
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	<title><![CDATA[when to change US dollars to Canadian]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/when_to_change_us_dollars_to_canadian_16698851t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/when_to_change_us_dollars_to_canadian_16698851t.html</link>
	<description><![CDATA[ING is now depositing my check, in US dollars, into my US dollar<br>account.<br>Before they had been putting it into my Canadian account.<br>When should I transfer the money into my Canadian account? The amounts<br>are small,<br>but I'm thinking even if I wait until the exchange rate goes up 1%% that<br>is a few dollars.<br>Is there an easy way of figuring out when to do this?<br>I've never had to think about this before.<br><br>
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	<pubDate>Fri, 19 Jan 2007 20:25:24 PST</pubDate>
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	<title><![CDATA[Re: Question on construction]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/question_on_construction_16693475t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/question_on_construction_16693475t.html</link>
	<description><![CDATA[On 19 Jan 2007 15:07:31 -0800 in <a href="http://misc.consumers.frugal-living" rel="nofollow" class="url" target="_blank">misc.consumers.frugal-living</a>,<br>jessica10x@<a href="http://gmail.com" rel="nofollow" class="url" target="_blank">gmail.com</a> wrote:<br><br>> What is the general rule on chimneys in terms of height ?<br>> <br>> How much higher than the roof do they have to be ?<br>> Can they be in line with the roof ?<br>> <br>> Is there a law on this ? especially in N. California ?<br>> <br>yes.  your local zoning, building, and fire codes cover all the<br>rules for fireplaces.  <br><br>generally speaking, fireplaces lose more heat than they generate<br>unless you have a franklin stove or something similar.<br><br>from an engineering standpoint, chimney tops must be higher than<br>the roof peak in order for them to draw properly.  how high will<br>depend on the building or fire code requirements in your area.<br>whether it's a fireplace or a furnace, the chimney will have to<br>be above the roof.  the only way you could avoid this would be to<br>install electric heat or use a heater like a monitor or toyo that<br>vents through an outside wall.<br><br>northern california is also a high fire danger zone in dry<br>seasons, and i'm sure there are burning restrictions and<br>requirements that chimneys have spark screens.<br><br>you need to talk to a building professional --- an architect or<br>licensed contractor.<br><br>
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	<pubDate>Fri, 19 Jan 2007 19:49:52 PST</pubDate>
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	<title><![CDATA[Re: remote control dunked]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/remote_control_dunked_16692707t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/remote_control_dunked_16692707t.html</link>
	<description><![CDATA[nospam@<a href="http://nospam.com" rel="nofollow" class="url" target="_blank">nospam.com</a> wrote:<br><br>> My tot just tried to flush the satellite tv remote control.<br><br>Time for a retrospective abortion.<br><br>> It is soaking wet. Is there anyway to save it?<br><br>Take the batterys out, open it if you can, leave it to dry in a warm place. <br><br><br>
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	<pubDate>Fri, 19 Jan 2007 19:39:42 PST</pubDate>
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	<title><![CDATA[Re: remote control dunked]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/remote_control_dunked_16691171t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/remote_control_dunked_16691171t.html</link>
	<description><![CDATA[In article <b2v2r2d4vcero83ae67nohbk4k7ekn2fcd@<a href="http://4ax.com" rel="nofollow" class="url" target="_blank">4ax.com</a>>,<br> <nospam@<a href="http://nospam.com" rel="nofollow" class="url" target="_blank">nospam.com</a>> wrote:<br><br><br>>My tot just tried to flush the satellite tv remote control.  It is soaking wet.<br>>Is there anyway to save it?<br><br>Pull the batteries immediately, then let it dry thoroughly in a warm place<br>(over a lamp, for example). This may take a few days; you can accelerate<br>the process by blowing a hair dryer into it via the battery compartment<br>for several minutes.<br><br><br>Gary<br><br>-- <br>Gary Heston  gheston@<a href="http://hiwaay.net" rel="nofollow" class="url" target="_blank">hiwaay.net</a>   <a href="http://www.thebreastcancersite.com" rel="nofollow" class="url" target="_blank">http://www.thebreastcancersite.com</a>/<br><br>"The message should go out loud and clear that we are a tolerant country<br>and we will not tolerate racism in this country." Tony Blair, UK PM<br>
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	<pubDate>Fri, 19 Jan 2007 19:25:40 PST</pubDate>
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	<title><![CDATA[Re: Planned Obselescence....A Good Thing?]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/planned_obselescence_a_good_thing_16690659t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/planned_obselescence_a_good_thing_16690659t.html</link>
	<description><![CDATA[<br><Alan Moorman@<a href="http://visi.com" rel="nofollow" class="url" target="_blank">visi.com</a>> wrote in message<br>>>The 3000 mile myth has been passed on from generation to generation,<br>>>even as oils have progressed from single-weight non-detergent oils, to<br>>>multi-weight detergent oils.<br>><br>> Maybe in your infinite understanding of such things it's a<br>> myth.  However it is printed in black and white in every new<br>> car manual I've gotten in the last 20 years with I bought a<br>> new car.<br><br> Most new cars recommend 3000 miles under severe conditions.   For normal <br>use, 7500 is typical today as stated in my GM and Hyundai manuals.  I've <br>been doing that in my cars for years. Works well for my driving conditions. <br>The oil change places give you that little sticker for 3000 miles under any <br>condition because they want to sell oil changes.<br><br>The manual also states that you should use genuine GM washer fluid too.  Do <br>you? <br><br><br>
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	<pubDate>Fri, 19 Jan 2007 19:21:59 PST</pubDate>
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	<title><![CDATA[Re: ATM-debit card left in machine....]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/atm_debit_card_left_in_machine_16687587t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/atm_debit_card_left_in_machine_16687587t.html</link>
	<description><![CDATA[<br>"James" <jlinn@<a href="http://idirect.com" rel="nofollow" class="url" target="_blank">idirect.com</a>> wrote in message <br>news:1169240159.381777.312540@<a href="http://v45g2000cwv.googlegroups.com" rel="nofollow" class="url" target="_blank">v45g2000cwv.googlegroups.com</a>...<br>><br><br>>><br>>> Not all bank machines have cameras installed and running.  The machines <br>>> are<br>>> made by third party vendors who leave the openings for the possibility of<br>>> installing cameras.  In Ontario Canada A Bank branch assistant manager<br>>> friend of ours told me that about 85%%%%%%%% of the bank machines here do not <br>>> have<br>>> cameras.  Instead they may or may not use cameras from inside the branch <br>>> to<br>>> aim out towards the machine area.<br>><br>> All of the machines I've used in Canada in the past few years have a<br>> design that makes this moot. If the machine captures the card, the user<br>> must remove the card before the cash is dispensed. I do stick to bank<br>> ATMs instead of the white labels though.<br><br>The white labels are always conveniently placed near overhead mirrors I <br>think  :)<br><br>You are right now.  most of the brand new machines eject your card before <br>dispensing money.  It's still made out to believe that bank machines have <br>cameras when most don't but I think you are right.  The cameras are just not <br>needed anymore.<br><br><br>
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	<pubDate>Fri, 19 Jan 2007 15:53:09 PST</pubDate>
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	<title><![CDATA[Re: I have seen the sun]]></title>
	<guid>http://www.nnseek.com/e/misc.consumers.frugal-living/i_have_seen_the_sun_16687075t.html</guid>
	<link>http://www.nnseek.com/e/misc.consumers.frugal-living/i_have_seen_the_sun_16687075t.html</link>
	<description><![CDATA[<br>sc wrote:<br>> In restless dreams I walked alone, narrow streets of cobblestone 'neath<br>> the halo of a streetlamp, i turned my collar to the cold and damp, when<br>> my eyes were stabbed by the flash of a neon light split the night...<br>> and touched the sound of a silence. There's a lady who's sure all that<br>> glitters is gold...but I have seen the sun....the sun is women.<br>> Hello, I have found these words on a dating site,<br>><a href="http://BSpeoples.com" rel="nofollow" class="url" target="_blank">BSpeoples.com</a>/, there are many other similar things, than<br>> it seems some to you?<br>> Me it does not seem the usual dating site.<br>> Tried to see .<br>> <br> No. It's the same BS you posted 14 other places.<br><br>
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	<pubDate>Fri, 19 Jan 2007 15:47:47 PST</pubDate>
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