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Job Title: Mortgage Originator-Outside
Job Location: NY: NEW YORK
Pay Rate: Open
Job Length: full time
Start Date: 2008-07-23

Company Name: M & T Bank
Contact: Human Resources
Phone: email only please
Fax: email only please

Description: Posted: 05/30/2008 Requisition ID: 9871 Job Title: Mortgage Originator-Outside Job Type: Full Time Regular Shift: Division: MORTGAGE Primary Location: PARK AVENUE 350 PARK AVENUE NEW YORK NY 10022 USA

Basic Function: This position will be responsible for originating permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities. We have positions covering Middlesex and Mercer Counties. Responsibilities: Solicits residential first mortgages through contacts with Realtors, builders, and developers. Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Negotiates terms and conditions of loan with mortgagors. Keeps informed of trends and developments in the local real estate, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Calls on potential or existing customers as assigned to develop new business or retain existing business. The incumbent works under general supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel). Basic Qualifications: Bachelors degree, or equivalent in work experience. Two to three years mortgage origination experience. General knowledge of personal computers and software programs utilized by Residential Mortgage Department. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Proven sales ability. Strong mathematical skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Willingness to spend over 80%% of week on sales calls outside office. Ideal Qualifications: Proficient verbal and written communication skills. Knowledge of Microsoft Office and CAYLX or other mortgage origination software

Please refer to Job code mtbank-9871 when responding to this ad.

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